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Based on policyholder reviews and feedback
AIA Berhad is a leading Malaysian life insurer offering protection, health, investment solutions, and promoting wellness through AIA Vitality.
Good and efficient
Not Applicable
AIA claim very fast, good
No experience in claim.
Agent not updating total failure
I would say for most if not all insurance. They will sell you the package but when it is time to do coverage, after all calculations there will be some excuse or kinks that were not included earlier which would result to claims being partially covered if not, not covered at all. So far I've been able to cover certain things but definitely not all in terms of what was pitched the first time around when trying to get my sale
A few years ago, my sister, qistina, began experiencing severe abdominal pain. After several doctor visits and tests, she was diagnosed with gallstones that required urgent surgery. We were concerned about the medical costs because of how expensive surgeries can be, especially in private hospitals. Fortunately, qistina had AIA’s health insurance policy, which covered all the hospital expenses, surgery, anesthesia, and even the post-surgery medications. The quick coverage meant that qistina didn’t have to wait for approval or deal with financial concerns before getting the surgery she urgently needed. AIA’s quick and thorough response made her health journey smoother, and she was able to focus entirely on her recovery without the burden of bills hanging over her. This experience not only highlighted the importance of health insurance but also demonstrated how AIA’s policies can provide peace of mind in an emergency. The coverage was comprehensive, and the entire process was handled seamlessly, which was a huge relief during what could have been a very stressful time.
Beberapa bulan yang lalu, kami telah kehilangan seorang ahli keluarga yang sangat dekat, adik lelaki saya, akibat kemalangan jalan raya. Kehilangan yang tiba-tiba dan tidak dijangka ini meninggalkan keluarga kami dalam keadaan terkejut. Adik lelaki saya mempunyai insurans hayat AIA, dan ia benar-benar memberi perbezaan. Keluarganya menerima pembayaran yang besar yang membantu menampung kos pengebumian, pembayaran pinjaman rumah, dan juga kos pendidikan untuk anak-anaknya. Insurans hayat AIA memastikan bahawa walaupun kehilangan yang tragis, kestabilan kewangan keluarga adik saya terjamin. Pembayaran ini mengurangkan banyak tekanan, dan adalah menghiburkan untuk tahu bahawa adik saya telah merancang ke hadapan. Walaupun tidak ada wang yang boleh menggantikan orang yang kita sayangi, sokongan kewangan yang diberikan oleh AIA membolehkan keluarga memberi tumpuan kepada pemulihan dan saling menyokong. Pengalaman ini benar-benar menunjukkan betapa berharganya insurans hayat, dan bagaimana ia dapat memberi perlindungan kewangan dalam masa kehilangan yang besar.
easy claim
claim lambat
Anak saudara saya, amir, dilahirkan dengan masalah jantung kongenital yang memerlukan pembedahan segera. Keadaan ini membimbangkan ibu bapanya, bukan hanya tentang kesihatan amir, tetapi juga tentang kos yang terlibat dalam rawatan tersebut. Nasib baik, ibu bapa amir mempunyai insurans kanak-kanak melalui AIA, yang menanggung kos pembedahan dan rawatan, serta rawatan susulan dan ubat-ubatan. Polisi insurans kanak-kanak AIA juga memberi sokongan tambahan untuk keperluan penjagaan kesihatan jangka panjang amir, memastikan bahawa kos perubatannya akan terus dilindungi semasa dia membesar. Perlindungan ini membolehkan ibu bapa amir memberi tumpuan kepada kesihatan anak mereka dan bukan kepada beban kewangan. Polisi insurans kanak-kanak AIA memberi amir peluang terbaik untuk hidup sihat, dan ibu bapanya sangat berterima kasih atas ketenangan fikiran yang diberikan
seorang rakan, rumahnya rosak teruk akibat banjir kilat yang disebabkan oleh ribut yang hebat. Air banjir merosakkan banyak perabot, elektronik, dan menyebabkan kerosakan besar pada struktur rumahnya. dia mempunyai insurans rumah melalui AIA, yang menanggung kos pembaikan serta penggantian banyak barang yang rosak. Polisi insurans rumah AIA memudahkan dia untuk membaiki rumahnya dan memulakan semula kehidupan selepas bencana. Tanpa perlindungan ini, beban kewangan untuk membaiki rumahnya akan menjadi sangat berat. Pengalaman ini menonjolkan betapa pentingnya insurans rumah, terutamanya bagi mereka yang tinggal di kawasan yang berisiko menghadapi bencana alam. Insurans rumah AIA memberikan dia ketenangan fikiran yang diperlukan untuk pulih daripada bencana dan memulakan hidup semula.
ehsan a buddy who works in construction, was gravely hurt at work when a big piece of equipment fell on him, inflicting several fractures. Ehsan had significant operations and therapy to recuperate, and his medical bills were fast stacking up. Fortunately, Ehsan had AIA accident insurance, which covered all of his hospitalisation, surgery, and rehabilitation expenditures. AIA not only paid for Ehsan's medical expenditures, but they also reimbursed a percentage of his lost income because he was unable to work for several months owing to his injuries. With this assistance, Ehsan was able to concentrate on his recovery rather than worrying about his finances. It was reassuring for Ehsan and his family to know he was protected during such a terrible incident. AIA accident insurance proved to be a vital lifeline in ehsan’s recovery process.
